Credit Builder

Take charge of your credit

A free 6-week program to help you understand, build, and improve your credit.

Credit Builder is designed for people who want to learn about credit and make progress toward their financial goals—whether you’re just starting out or working to rebuild. This hands-on, supportive program breaks down the credit system, explores strategies for building or repairing credit, and helps you create a personalized action plan for long-term success.

Is This Program Right for You?

This program is a great fit if you:

• Want to learn how to build credit and improve your credit score
• Have a low credit score, no credit score, or no credit history
• Want to qualify for a loan, buy a car, or rent an apartment
• Need help understanding how credit works and how to use it wisely

Already have good credit? Check out our Financial Empowerment Class for help with personal budgeting, money mindset, and financial literacy.

What You’ll Learn

You’ll gain the knowledge and tools to build your credit and use it with confidence. Topics include:

• What credit is and how your score is calculated
• Smart credit card use and money saving tips
• Debt management strategies
• How to build or repair credit without taking on unnecessary risk
• Creating a personalized Credit Action Plan
• Money management tips to reach your long-term financial goals

This class is interactive and supportive—no judgment, just clear tools to help you move forward.

Learn with Others, at Your Pace

This program includes live, instructor-led sessions in a group setting, as well as individualized financial coaching. You’ll complete the course with a better understanding of your credit and a step-by-step plan to improve it.

Eligibility

Please note this program is intended for people with below average credit scores. People with no credit history are also welcome to participate and a social security number is not required to participate.

Ready to Build Your Credit and Your Future?

Your credit is a powerful tool—and it’s never too late to start improving it. If you’re ready to take control, we’re here to support you every step of the way. Review the schedule of upcoming classes below and fill out an interest form to get started today.

Class Schedule Options

During enrollment, you will have the opportunity to select one of the following class schedules to participate in. Class spaces are limited.

"Credit is one of the most powerful tools to achieve your financial goals. I love helping empower students with the information and resources they need to build their credit one step at a time."

Irene Kelly, Associate Director of Community Engagement