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WEV’s Smart Money: Prepare your business for the unexpected

Lysa UrbanPressAugust 26, 2019

(August 26, 2019)  Is your business ready to face the unexpected? September is National Preparedness month and WEV has compiled a list of actions you can take to mitigate the effect an unplanned (or scheduled*) interruption may have on your business.

BEFORE

  • Pay down debt; establish emergency savings
  • Review your Commercial/Home Insurance Policy with a trusted broker
  • Locate and copy key documents (keep copies off-site)
  • Back up data and important contact information including employees and key clients/vendors (keep back-ups off-site or in cloud)
  • Take photos of property and assets
  • Freeze your credit with main credit agencies
  • *Learn about Public Safety Power Shut-offs (PSPS) and scheduled outages. In the event of extreme weather conditions, SCE and PGE may shut off power for up to 5 days. Visit: https://prepareforpowerdown.com/

DURING

  • Check in with your Employees
  • Visit Ready.gov for updates (readysbc.org and readyventuracounty.org)
  • Call 211 for Emergency Resource Assistance
  • Visit Disaster Assistance Center (DAC); register with FEMA if there is damage/loss
  • Take photos of/Document any damage
  • File a claim with your insurer (don’t delay)
  • Volunteer in your community if you have time, resources

AFTER

  • Call 211 for Disaster Case Management and Recovery Resource Assistance
  • Keep Employees informed of available local resources
  • SBA Economic Injury Disaster Loan for immediate cash flow
  • Know your local Small Business Development Center (SBDC) and
  • Women’s Business Center (WBC) for any emergency grant/loan opportunities
  • Contact the IRS for disaster-related losses; request an extension to filing
  • Pivot your business – where might there be new opportunities?
  • Volunteer in your community if you have time, resources

Contact WEV’s Business Resilience Specialist Nicki Parr at 805-456-2348 or nparr@wevonline.org.

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Santa Barbara County Office

Monday-Friday: 9am-5pm

333 S. Salinas Street
Santa Barbara, CA 93103
Tel: (805) 965-6073
Fax: (805) 962-9622

Parking is available on the street or in the parking lot off Lou Dillon Drive. WEV only has one space available in the front lot.

Ventura County Office

Monday-Friday: 9am-5pm
*Appointments are preferred; please call ahead before stopping by, as our Ventura staff members frequently work in other locations.

290 Maple Court, Suite 268
Ventura, CA 93003
Tel: (805) 667-8004
Fax: (805) 962-9622

WEV's office is located in the back of the 'Financial' building if facing the building from Maple Court.

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